About Us
Profile
The Bengaluru District Central Co-operative Bank Ltd. (BDCC Bank) is a leading District Central Co-operative Bank in Karnataka, registered under the Karnataka State Co-operative Societies Act, 1976 and licensed to carry on banking business under the Banking Regulation Act, 1949.
The Bank was established in 1955 and has been serving the cooperative and rural banking needs of the region for over six decades. The Bank holds a valid banking licence issued by the Reserve Bank of India on 12 December 2011 (RBI Licence No. RPCD(BG)DCCB.17/2011-12).
The Registered Office of the Bank is located at Lakshmisadana, No. 6, 5th Main Road, Chamarajpete, Bengaluru – 560018.
The Bank’s area of operation covers the districts of Bengaluru Urban, Bengaluru Rural, and bengaluru South. It operates through a strong network of 41 branches, including a Retail Branch at the Head Office, and provides banking support to 224 Primary Agricultural Credit Societies (PACS) within its jurisdiction.
All branches of the Bank are enabled with Core Banking Solution (CBS) and offer modern banking services such as RTGS, NEFT, SMS Alerts, and Direct Benefit Transfer (DBT). The Bank has 18 on-site ATMs installed at its branches, with an additional Mobile Van ATM at the Head Office.
With a strong foundation in cooperative values and a continued focus on technology-driven banking, BDCC Bank remains committed to financial inclusion, customer service excellence, and sustainable development of the cooperative credit structure
Vision
To be a strong, technology-driven and customer-centric co-operative bank enabling inclusive and sustainable growth.
Mission
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- Deliver secure, affordable, and innovative banking services to members and customers.
- Strengthen agriculture, MSMEs, SHGs, and rural livelihoods through timely credit.
- Modernize cooperative banking through digital adoption and operational excellence.
- Ensure sound governance and full regulatory compliance with the Reserve Bank of India and National Bank for Agriculture and Rural Development.
- Enhance customer trust through transparency, responsiveness, and service quality.
Core Values
Co-operation – Promoting mutual support, member participation, and democratic values.
Customer First – Placing customer needs at the heart of every service.
Integrity – Upholding ethics, transparency, and accountability.
Inclusion – Expanding access to banking for all sections of society.
Innovation – Using technology to improve efficiency and reach.
Compliance – Strict adherence to regulatory and statutory requirements.
Sustainability – Supporting long-term economic and social development.
The Bengaluru District Central Co-operative Bank Ltd. has been registered as a Co-operative bank under Karnataka State co-operative
Societies Act 1976 and licensed and authorised to carry on banking business under the Banking Regulation Act, 1949 and is having its registered office at
LAKSHMISADANA, No-6, 5th Main Road Chamarjpete Bengaluru-560018. The Bank has been issued Certificate of Registration
by Registrar of Co-operative Societies on 19-02-1955 and has been issued Banking License by Reserve Bank of India on
December 12,2011 RBI LICENSE NO. RPCD(BG)DCCB.17/2011-12 Dated: December 12,2011.
The jurisdiction of “ The Bengaluru District Central Co-operative Bank Ltd.” Bank are the districts of Bangalore Urban, Bangalore Rural and Ramanagara,
the Bank has 33 branches including the Retail Branch at the Head Office. There are 224 Primary Agricultural Societies coming under the jurisdiction of the bank.
All the 33 branches are working under CBS. The bank has the facility of RTGS/NEFT, SMS alert, DBT, and also it is in progress to install ATM at the
Head Quarters of our Bank where there is own building. The Bank has On site 17 ATMs installed at its branches.